01
Full social protection
Employee status: CNSS, health insurance, retirement rights. Security that self-employed status does not offer.
Umbrella company in Morocco
Umbrella company lets you invoice clients while benefiting from a Moroccan employment contract and full CNSS coverage. WEEPO handles admin; you keep your professional freedom.
- Employment contract and payslips
- Invoicing local and international clients
- CNSS and tax compliance managed by WEEPO
- No self-employed cap (200k / 500k MAD)
Bloc cadre légal en attente de validation juridique avant publication.
How it works
Three steps to start your umbrella company activity with WEEPO Morocco.
Step 1
You sign with WEEPO
Umbrella contract and mission agreement. WEEPO becomes your legal employer in Morocco.
Step 2
You work for your clients
You negotiate missions and day rate independently. WEEPO invoices the client on your behalf.
Step 3
You receive your salary
After collection, WEEPO converts your billing into net salary, with CNSS contributions and tax withheld at source.
Your benefits
02
No revenue cap
Unlike self-employed status, umbrella company has no AE cap (MAD 200k services / MAD 500k trade). Ideal for growing consultants.
03
Foreign clients simplified
Foreign-currency invoicing, international contracts, and collection managed by WEEPO. You focus on the mission.
04
Zero paperwork
Declarations, contributions, invoicing: WEEPO handles all administration.
What's included
| Moroccan employment contract | Included |
| Monthly payslips | Included |
| CNSS affiliation and contributions | Included |
| Client invoicing (local and international) | Included |
| Tax management and declarations | Included |
| Dedicated advisor support | Included |
| Professional liability insurance | Included |
| Company creation | — |
Detailed guide
Legal framework for umbrella company in Morocco
Umbrella company in Morocco lets an independent consultant practise under employee status of an umbrella firm. WEEPO invoices the client, collects payments, and pays the consultant a salary.
The arrangement rests on an employment contract between the consultant and WEEPO, coupled with a mission agreement with the end client. CNSS contributions are paid by WEEPO as employer.
The exact legal framework for umbrella company in Morocco is subject to ongoing validation by our legal counsel. Information presented may evolve.
Who is umbrella company for?
Consultants and freelancers whose revenue exceeds or approaches the self-employed cap.
Moroccan talent working for foreign clients remotely or on short missions.
Profiles wanting employee social protection without creating or managing a company.
How much does umbrella company cost in Morocco?
For a figure based on your monthly revenue, see our Morocco umbrella pricing or ask an advisor for a simulation.
Umbrella cost is read from the revenue you invoice to your clients. Three items are deducted before reaching your net salary:
- WEEPO management fee: generally 5–10% of invoiced revenue, depending on volume.
- Employer charges: 21.09% on the first MAD 6,000 of gross salary, then 12.11% above (CNSS, AMO, family allowances, vocational training tax).
- Employee contributions and income tax: 6.74% on the first MAD 6,000 of gross, then 2.26% AMO above, plus progressive income tax (0–37%) withheld at source.
Timeline: how long does it take to start?
Allow 1–2 weeks on average between your first call with WEEPO and actually starting under umbrella.
Your first salary is paid after the first client invoice is collected, so your client's payment terms directly affect the date of your first payslip.
- Call with an advisor and net salary simulation.
- Signature of the employment contract and the mission agreement with your client.
- CNSS affiliation and first invoice issued by WEEPO.
- Collection, then salary payment with payslip.
Umbrella company or Employer of Record: what is the difference?
Both models rely on a Moroccan employment contract with WEEPO, but they serve different parties.
If you are a company looking to hire in Morocco without a subsidiary, see our Employer of Record Morocco page.
- Umbrella company (portage salarial): the consultant finds clients, negotiates the day rate and chooses missions. WEEPO invoices the client and turns revenue into salary.
- Employer of Record (EOR): the client company hires and manages the employee day to day. WEEPO is the legal employer and handles contract, payroll and CNSS; the company pays employment cost plus a service fee.
- In short: umbrella starts from the freelancer, EOR starts from the employer.
Frequently asked questions
What is the difference with self-employed status?
Self-employed has an AE cap (MAD 200k services / MAD 500k trade) and limited social protection. Umbrella offers employee status with no revenue cap.
How much does umbrella company cost in Morocco?
Management fees are deducted from your billing, generally between 5 and 10% depending on volume. Contact WEEPO for a personalised quote.
Can I keep my current clients?
Yes, you keep commercial relationships. WEEPO acts as employer and billing intermediary.
Does umbrella company work with foreign clients?
Absolutely. WEEPO handles foreign-currency invoicing and international contractual aspects.
Am I an employee or independent under umbrella?
You are a WEEPO employee with an employment contract. You remain free to choose missions and negotiate rates.
How long does it take to start with an umbrella company?
Usually 1–2 weeks between the first call and starting. The first salary is paid once the first client invoice is collected.
What is the difference between umbrella company and Employer of Record?
With umbrella, the consultant finds clients and sets the day rate. With EOR, the client company hires and manages the employee, and WEEPO is the legal employer in Morocco.
What is deducted from my invoiced revenue?
The WEEPO management fee (5–10%), employer charges (21.09% on the first MAD 6,000 of gross, 12.11% above), employee contributions (6.74%, then 2.26% above) and income tax withheld at source. The remainder is your net salary.
Ready to move forward with WEEPO?
An advisor will call you back about umbrella company, self-employment or EOR in Morocco.